During our tenure in the insurance and investment industry, we spent most of our time helping people prepare for retirement. We soon discovered that it is common for a person to spend 20 to 30 years or more in retirement. We also found it critical to consider the financial consequences to the survivor of inadequate planning. For instance, an extended stay in a long-term care facility can be financially catastrophic.  Updated in 2009 with a brand new look, the Pro version contains improved calculations to track individual account balances in retirement on a month by month basis, as well as the ability to define account taxation type.

 

 

  

Pro Plus Version
The Pro Plus version expands on the Pro version with the ability to show the effect that market downturns during retirement could have on account balances.  The "Downmarket" tab uses S&P 500 market returns from historic downturns to model the impact that a repeat of such an event could have.

 

 

 

 

 

By giving the consumer version of the product to your clients you can help them to better understand the process of retirement planning and make your meetings more productive.